You can invest in an index fund if you want to make sure your returns approximately match the overall market. In contrast individual stocks will provide a wide range of possible returns, and may fall short. For example, the Ford Motor Company (NYSE:F) share price fell 23% in the last year, slightly below the market decline of around 19%. The silver lining (for longer term investors) is that the stock is still 16% higher than it was three years ago. In the last ninety days we’ve…
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